Here’s the Cost of Living in Every State
- - Here’s the Cost of Living in Every State
Andrew LisaJuly 30, 2025 at 6:02 PM
sturti / iStock.com
The last few years have been more expensive for Americans than in decades due to severe inflation and ever-rising cost of living. People living on tighter budgets or more frugal lifestyles may be looking to move to other, cheaper states.
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Some states will let you spread your dollars more than others. Using data from the Missouri Economic Research and Information Center, and the Bureau of Labor Statistics, GOBankingRates determined the cost-of-living index in each state compared to the overall national average. The study included costs associated with six categories: housing, utilities, groceries, healthcare, transportation and miscellaneous expenses.
Here’s the cost of living in all 50 states, and you can also check out the most livable city in every state.
DenisTangneyJr / iStock.comAlabama -
Average annual cost of living: $68,006
U.S. rank (1 is cheapest): 5
Lowest cost-of-living index: Housing, 69.5
Highest cost-of-living index: Utilities, 100
Also See: How Much You Need To Earn To Be Upper Middle Class in Every State
Discover More: The Money You Need To Save Monthly To Retire Comfortably in Every State
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Rocky Grimes / Shutterstock.comAlaska -
Average annual cost of living: $95,673
U.S. rank (1 is cheapest): 47
Lowest cost-of-living index: Transportation, 114.3
Highest cost-of-living index: Utilities, 152.8
Explore More: Here’s How Much Your State Collects on Every Type of Tax
Dreamframer / Shutterstock.comArizona -
Average annual cost of living: $86,167
U.S. rank (1 is cheapest): 36
Lowest cost-of-living index: Health, 92.7
Highest cost-of-living index: Housing, 131.9
Joseph Sohm / Shutterstock.comArkansas -
Average annual cost of living: $68,547
U.S. rank (1 is cheapest): 6
Lowest cost-of-living index: Health, 85.7
Highest cost-of-living index: Misc., 96.7
DenisTangneyJr / Getty Images/iStockphotoCalifornia -
Average annual cost of living: $111,901
U.S. rank (1 is cheapest): 48
Lowest cost-of-living index: Health, 107.7
Highest cost-of-living index: Housing, 208.7
EdgeOfReason / Shutterstock.comColorado -
Average annual cost of living: $78,826
U.S. rank (1 is cheapest): 32
Lowest cost-of-living index: Utilities, 89.3
Highest cost-of-living index: Housing, 107.7
Sean Pavone / Shutterstock.comConnecticut -
Average annual cost of living: $86,785
U.S. rank (1 is cheapest): 40
Lowest cost-of-living index: Grocery, 102.6
Highest cost-of-living index: Utilities, 135.9
Find Out: How Much Money Is Needed To Be Considered Middle Class in Every State?
DenisTangneyJr / iStock.comDelaware -
Average annual cost of living: $77,898
U.S. rank (1 is cheapest): 5
Lowest cost-of-living index: Housing, 97.4
Highest cost-of-living index: Misc., 102.9
photosvit / iStock.comFlorida -
Average annual cost of living: $79,444
U.S. rank (1 is cheapest): 34
Lowest cost-of-living index: Transportation, 98.8
Highest cost-of-living index: Housing, 108.1
SeanPavonePhoto / iStock.comGeorgia -
Average annual cost of living: $70,557
U.S. rank (1 is cheapest): 12
Lowest cost-of-living index: Housing, 79.2
Highest cost-of-living index: Health, 100.4
SergiyN / iStock.comHawaii -
Average annual cost of living: $144,436
U.S. rank (1 is cheapest): 50
Lowest cost-of-living index: Health, 121.1
Highest cost-of-living index: Housing, 310
vkbhat / iStock.comIdaho -
Average annual cost of living: $78,826
U.S. rank (1 is cheapest): 33
Lowest cost-of-living index: Utilities, 77.9
Highest cost-of-living index: Transportation, 109.6
Read More: How Far $750,000 in Retirement Savings Plus Social Security Goes in Every State
marchello74 / iStock.comIllinois -
Average annual cost of living: $72,952
U.S. rank (1 is cheapest): 21
Lowest cost-of-living index: Housing, 83.3
Highest cost-of-living index: Transportation, 103.4
Ron_Thomas / iStock.comIndiana -
Average annual cost of living: $69,938
U.S. rank (1 is cheapest): 10
Lowest cost-of-living index: Housing, 77.1
Highest cost-of-living index: Transportation, 98.7
Davel5957 / iStock.comIowa -
Average annual cost of living: $69,320
U.S. rank (1 is cheapest): 8
Lowest cost-of-living index: Housing, 74.8
Highest cost-of-living index: Transportation, 97.6
TriggerPhoto / Getty Images/iStockphotoKansas -
Average annual cost of living: $67,234
U.S. rank (1 is cheapest): 3
Lowest cost-of-living index: Housing, 72.4
Highest cost-of-living index: Utilities, 98.7
Davel5957 / iStock.comKentucky -
Average annual cost of living: $71,870
U.S. rank (1 is cheapest): 17
Lowest cost-of-living index: Housing, 78.7
Highest cost-of-living index: Health, 106.6
Read Next: How Long $1 Million in Retirement Will Last in Every State
Larry Gibson / iStock.comLouisiana -
Average annual cost of living: $71,252
U.S. rank (1 is cheapest): 14
Lowest cost-of-living index: Utilities, 78.5
Highest cost-of-living index: Misc., 99.4
sara_winter / iStock.comMaine -
Average annual cost of living: $86,631
U.S. rank (1 is cheapest): 38
Lowest cost-of-living index: Groceries, 101.5
Highest cost-of-living index: Housing, 128.7
drnadig / iStock.comMaryland -
Average annual cost of living: $89,104
U.S. rank (1 is cheapest): 45
Lowest cost-of-living index: Health, 100.9
Highest cost-of-living index: Housing, 135.8
SeanPavonePhoto / iStock.comMassachusetts -
Average annual cost of living: $112,752
U.S. rank (1 is cheapest): 49
Lowest cost-of-living index: Groceries, 104.4
Highest cost-of-living index: Housing, 218.8
corfoto / iStock.comMichigan -
Average annual cost of living: $69,861
U.S. rank (1 is cheapest): 5
Lowest cost-of-living index: Housing, 73.7
Highest cost-of-living index: Transportation, 99.6
Be Aware: Here’s How Much You Need To Earn To Be ‘Rich’ in Every State
YinYang / iStock.comMinnesota -
Average annual cost of living: $73,493
U.S. rank (1 is cheapest): 23
Lowest cost-of-living index: Housing, 80.9
Highest cost-of-living index: Groceries, 102.1
SeanPavonePhoto / iStock.comMississippi -
Average annual cost of living: $67,929
U.S. rank (1 is cheapest): 4
Lowest cost-of-living index: Housing, 73.9
Highest cost-of-living index: Health, 99.3
JByard / iStock.comMissouri -
Average annual cost of living: $68,547
U.S. rank (1 is cheapest): 7
Lowest cost-of-living index: Housing, 77.8
Highest cost-of-living index: Utilities, 98.8
Jon Bilous / Shutterstock.comMontana -
Average annual cost of living: $73,338
U.S. rank (1 is cheapest): 22
Lowest cost-of-living index: Utilities, 83.3
Highest cost-of-living index: Transportation, 109.7
Davel5957 / iStock.comNebraska -
Average annual cost of living: $71,948
U.S. rank (1 is cheapest): 18
Lowest cost-of-living index: Housing, 80.0
Highest cost-of-living index: Misc., 100.6
See More: What Salary Single People Need To Live Comfortably in 100 Major US Cities
Mlenny / iStock.comNevada -
Average annual cost of living: $78,285
U.S. rank (1 is cheapest): 31
Lowest cost-of-living index: Health, 87.1
Highest cost-of-living index: Utilities, 103.9
DenisTangneyJr / iStock.comNew Hampshire -
Average annual cost of living: $87,017
U.S. rank (1 is cheapest): 41
Lowest cost-of-living index: Groceries, 99.9
Highest cost-of-living index: Housing, 117.5
Ultima_Gaina / iStock.comNew Jersey -
Average annual cost of living: $88,563
U.S. rank (1 is cheapest): 44
Lowest cost-of-living index: Utilities, 100.6
Highest cost-of-living index: Housing, 136.9
Davel5957 / iStock.comNew Mexico -
Average annual cost of living: $72,102
U.S. rank (1 is cheapest): 19
Lowest cost-of-living index: Utilities, 84.3
Highest cost-of-living index: Health, 102.7
frankpeters / iStock.comNew York -
Average annual cost of living: $95,286
U.S. rank (1 is cheapest): 46
Lowest cost-of-living index: Utilities, 99.7
Highest cost-of-living index: Housing, 168
Learn More: Here’s the Minimum Salary Required To Be Considered Upper-Middle Class in 2025
clsgraphics / iStock.comNorth Carolina -
Average annual cost of living: $75,580
U.S. rank (1 is cheapest): 28
Lowest cost-of-living index: Housing, 93.3
Highest cost-of-living index: Health, 104.7
FiledIMAGE / Shutterstock.comNorth Dakota -
Average annual cost of living: $71,020
U.S. rank (1 is cheapest): 13
Lowest cost-of-living index: Housing, 80.1
Highest cost-of-living index: Health, 108.2
f11photo / Shutterstock.comOhio -
Average annual cost of living: $72,798
U.S. rank (1 is cheapest): 20
Lowest cost-of-living index: Housing, 85.7
Highest cost-of-living index: Utilities, 99.3
Davel5957 / iStock.comOklahoma -
Average annual cost of living: $66,229
U.S. rank (1 is cheapest): 2
Lowest cost-of-living index: Housing, 68.6
Highest cost-of-living index: Health, 96.6
jose1983 / iStock.comOregon -
Average annual cost of living: $86,554
U.S. rank (1 is cheapest): 37
Lowest cost-of-living index: Utilities, 89.7
Highest cost-of-living index: Housing, 133.3
Find Out: How Much You Need To Earn To Be Upper Middle Class in Every State
Pgiam / iStock.comPennsylvania -
Average annual cost of living: $73,493
U.S. rank (1 is cheapest): 24
Lowest cost-of-living index: Housing, 84.3
Highest cost-of-living index: Utilities, 106
SeanPavonePhoto / iStock.comRhode Island -
Average annual cost of living: $86,708
U.S. rank (1 is cheapest): 39
Lowest cost-of-living index: Transportation, 96.3
Highest cost-of-living index: Misc., 114.2
SeanPavonePhoto / iStock.comSouth Carolina -
Average annual cost of living: $74,112
U.S. rank (1 is cheapest): 26
Lowest cost-of-living index: Housing, 86.7
Highest cost-of-living index: Utilities, 102.3
rruntsch / iStock.comSouth Dakota -
Average annual cost of living: $71,252
U.S. rank (1 is cheapest): 15
Lowest cost-of-living index: Utilities, 83.5
Highest cost-of-living index: Health, 101
f11photo / iStock.comTennessee -
Average annual cost of living: $69,938
U.S. rank (1 is cheapest): 11
Lowest cost-of-living index: Housing, 83.2
Highest cost-of-living index: Groceries, 97.1
Discover More: 10 Things the Middle Class Won’t Be Able To Afford in Less Than a Decade
SeanPavonePhoto / iStock.comTexas -
Average annual cost of living: $71,639
U.S. rank (1 is cheapest): 16
Lowest cost-of-living index: Housing, 82
Highest cost-of-living index: Utilities, 105.3
strickke / iStock.comUtah -
Average annual cost of living: $81,067
U.S. rank (1 is cheapest): 35
Lowest cost-of-living index: Health, 88.4
Highest cost-of-living index: Housing, 116.8
DenisTangneyJr / iStock.comVermont -
Average annual cost of living: $88,408
U.S. rank (1 is cheapest): 43
Lowest cost-of-living index: Transportation, 95.8
Highest cost-of-living index: Housing, 129.7
traveler1116 / iStock.comVirginia -
Average annual cost of living: $77,821
U.S. rank (1 is cheapest): 29
Lowest cost-of-living index: Transportation, 94.9
Highest cost-of-living index: Health, 105
ferrantraite / iStock.comWashington -
Average annual cost of living: $88,254
U.S. rank (1 is cheapest): 42
Lowest cost-of-living index: Utilities, 92.6
Highest cost-of-living index: Housing, 126.9
Read More: The Salary Needed To Afford America’s 50 Biggest Cities
Davel5957 / iStock.comWest Virginia -
Average annual cost of living: $64,992
U.S. rank (1 is cheapest): 1
Lowest cost-of-living index: Housing, 59.9
Highest cost-of-living index: Groceries, 99
Ron_Thomas / iStock.comWisconsin -
Average annual cost of living: $74,962
U.S. rank (1 is cheapest): 27
Lowest cost-of-living index: Housing, 91.6
Highest cost-of-living index: Health, 106.4
Davel5957 / iStock.comWyoming -
Average annual cost of living: $73,802
U.S. rank (1 is cheapest): 25
Lowest cost-of-living index: Housing, 88.6
Highest cost-of-living index: Health, 104.3
Methodology: For this study, GOBankingRates analyzed each state by looking at the cost-of-living indexes, as sourced from the Missouri Economic and Research Information Center’s 2024 overall cost of living indexes. Using the Bureau of Labor Statistics 2023 Consumer Expenditure Survey, GOBankingRates calculated average costs by looking at factors such as (1) total annual expenditures, (2) annual grocery (“food at home”) expenditures, (3) annual housing (“shelter”) expenditures, (4) annual utilities (“utilities, fuel and public services”) expenditures, (5) annual transportation (“Gasoline, other fuels and motor oil” + “other vehicle expenses”) expenditures, (6) annual healthcare expenditures and (7) annual miscellaneous expenditures. All data was collected on and is up to date as of Feb. 25, 2025.
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This article originally appeared on GOBankingRates.com: Here’s the Cost of Living in Every State
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